SBA 504 Loan in Brooklyn
Long-term, fixed-rate financing for major fixed assets. Financing commercial real estate across Brooklyn — from Williamsburg, DUMBO, Downtown Brooklyn and beyond.
- Rates from
- 7.9%*
- Typical term
- 10–25 years
- Min amount
- $125K
- Max amount
- $20M
SBA 504 Loans for Brooklyn commercial property
The SBA 504 program pairs a bank loan with a CDC (Certified Development Company) loan to finance owner-occupied commercial real estate and large equipment. Borrowers benefit from long, fixed-rate terms and low down payments — often just 10%. It's ideal for established businesses buying or building their own facility.
In Brooklyn, new York's fastest-evolving borough — multifamily, industrial, and mixed-use deals across Williamsburg, DUMBO, and Sunset Park. We introduce owners and investors financing these assets to the capital partner covering Brooklyn and SBA 504 deals — no cost, no obligation.
Best for
- Buying your own building
- Ground-up construction
- Large equipment
* Rates and terms shown are indicative and vary by lender, borrower, and property. Not a commitment to lend. Subject to credit approval.
SBA 504 lenders serving Brooklyn
9 lenders in our directory finance SBA 504 deals in Brooklyn.
Business Initiative Corporation of New York
SBA-approved Certified Development Company
A Certified Development Company (CDC) authorized by the U.S. Small Business Administration to provide SBA 504 financing. Based in the Bronx and lending across New York State.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- All NYC
Carver Federal Savings Bank
Harlem-founded community bank and SBA lender
A Harlem-founded federal savings bank operating in New York since 1948, with a commercial real estate program for multifamily (5+ units) and mixed-use property, plus SBA 7(a) and 504 lending.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- 3 boroughs
Cathay Bank
Chinese-American commercial bank since 1962
A commercial bank founded in 1962 to serve the Chinese-American community, with a commercial real estate and construction program (purchase, refinance, bridge, new construction, mini-permanent) plus SBA 7(a) and 504. Branches in Manhattan, Queens, and Brooklyn.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- 3 boroughs
NorthEast Community Bank
Community bank specializing in multifamily and mixed-use
A community bank founded in 1934 specializing in lending to owners and developers of multifamily and mixed-use properties. Offers construction financing, cooperative building loans, and SBA (including 504 real estate) lending across Manhattan, Brooklyn, and the Bronx.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- 3 boroughs
Ponce Bank
Bronx-founded bank, CDFI, and SBA lender
A Bronx-founded bank (1960) and certified CDFI and Minority Depository Institution. Offers commercial real estate loans, construction/development loans, and SBA 7(a) and 504 programs, serving the NYC metro area.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- All NYC
Popular Bank
New York commercial bank and SBA lender
A commercial bank headquartered in New York (a subsidiary of Popular, Inc.) offering real estate lending for multifamily, mixed-use, and commercial property, commercial construction financing, and SBA 7(a) and 504 loans.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- All NYC
Pursuit
Nonprofit small-business lender and SBA 504 CDC
A nonprofit small-business lender founded in 1955; its SBA 504 arm is a Certified Development Company registered with the SBA as Empire State Certified Development Corporation. Offers SBA 504 and SBA 7(a) loans and states it funds NYC businesses across all five boroughs.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- All NYC
Royal Business Bank
Asian-community commercial bank and SBA lender
A commercial bank serving predominantly Asian communities (the surviving brand after acquiring First American International Bank), financing multifamily, hotel, office, and retail — purchase, construction, and refinance — plus SBA 7(a) and 504. NYC branches in Brooklyn, Queens, and Manhattan.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- 3 boroughs
Spring Bank
Bronx-based community bank and CDFI
An FDIC-insured community bank headquartered in the Bronx and a U.S. Treasury-certified CDFI. Offers conventional commercial mortgages and SBA 7(a) and 504 loans for owner-occupied, multifamily, and mixed-use property.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- All NYC