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Commercial mortgage guides

Straight answers to the questions borrowers actually ask — no jargon, no sales pitch.

How commercial mortgages work in NYC

The essentials: how commercial loans differ from residential, what terms to expect, and how the process runs.

The metrics and documents that decide your loan — LTV, DSCR, debt yield, and the story behind them.

Yield maintenance, defeasance, step-downs, and lockouts — what they cost and how to compare them.

What to gather before you apply, so underwriting moves fast and your terms hold.

Every commercial-mortgage term you'll hear from a lender, defined plainly.