Commercial mortgage lenders in Manhattan
The densest commercial market in the country — office towers, luxury retail, and mixed-use assets from the Financial District to Harlem.
53 lenders in our directory finance commercial real estate in Manhattan.
Lenders serving Manhattan
Abacus Federal Savings Bank
Chinatown-founded federal savings bank
A federal savings bank founded in 1984 by leaders from the Chinese community in New York City, with a commercial mortgage program for mixed-use, multi-family, single-use, and underlying co-op properties across Manhattan, Brooklyn, and Queens.
- Loan size
- Contact for details
- Coverage
- 3 boroughs
Amalgamated Bank
New York commercial bank for commercial real estate
A New York-based commercial bank whose commercial real estate group offers acquisition and repositioning financing, term loans, secured credit lines, and affordable multifamily construction and bridge lending, focused on the NYC metro area.
- Loan size
- Contact for details
- Coverage
- All NYC
Apple Bank
New York savings bank for commercial mortgages
The largest state-chartered savings bank in New York, established in 1863. Lends on income-producing property types including multifamily, office, and retail across all five NYC boroughs and surrounding areas.
- Loan size
- Contact for details
- Coverage
- All NYC
Arbor Realty Trust
Multifamily and commercial real estate lender
A New York-headquartered multifamily and commercial real estate lender (NYSE: ABR) offering agency (Fannie Mae, Freddie Mac, FHA) multifamily loans, bridge, and construction financing.
- Loan size
- Contact for details
- Coverage
- All NYC
Bank of Hope
Commercial bank for multicultural communities
A commercial bank (subsidiary of Hope Bancorp) financing purchase and refinance of commercial real estate and construction across multi-family, industrial, office, retail, and mixed-use, plus SBA 7(a) and 504 lending. NYC branches in Manhattan and Flushing.
- Loan size
- Contact for details
- Coverage
- 2 boroughs
Berkadia
Agency multifamily lender and mortgage banker
A commercial real estate company whose mortgage origination and servicing run through Berkadia Commercial Mortgage — a top Fannie Mae DUS and Freddie Mac lender — with a New York office serving NYC commercial real estate.
- Loan size
- Contact for details
- Coverage
- All NYC
Bloomfield Capital
Direct commercial real estate bridge lender
A direct commercial real estate lender providing private capital for bridge and hard-money loans, with a New York City office and NYC lending activity.
- Loan size
- Contact for details
- Coverage
- All NYC
BridgeInvest
Private bridge lender for commercial real estate
A private lender investing in short-term, senior-secured commercial real estate mortgages through transitional bridge, opportunistic bridge, and development (construction) programs, with New York City and Manhattan transactions.
- Loan size
- Contact for details
- Coverage
- All NYC
Business Initiative Corporation of New York
SBA-approved Certified Development Company
A Certified Development Company (CDC) authorized by the U.S. Small Business Administration to provide SBA 504 financing. Based in the Bronx and lending across New York State.
- Loan size
- Contact for details
- Coverage
- All NYC
Carver Federal Savings Bank
Harlem-founded community bank and SBA lender
A Harlem-founded federal savings bank operating in New York since 1948, with a commercial real estate program for multifamily (5+ units) and mixed-use property, plus SBA 7(a) and 504 lending.
- Loan size
- Contact for details
- Coverage
- 3 boroughs
Cathay Bank
Chinese-American commercial bank since 1962
A commercial bank founded in 1962 to serve the Chinese-American community, with a commercial real estate and construction program (purchase, refinance, bridge, new construction, mini-permanent) plus SBA 7(a) and 504. Branches in Manhattan, Queens, and Brooklyn.
- Loan size
- Contact for details
- Coverage
- 3 boroughs
ConnectOne Bank
Commercial bank with NYC real estate financing
A commercial bank with New York City branches whose real estate financing covers multifamily, retail, office, industrial, construction, and acquisitions, including large syndications.
- Loan size
- Contact for details
- Coverage
- 2 boroughs
Corporation for Supportive Housing
Nonprofit CDFI for supportive housing
A national nonprofit CDFI focused on supportive housing, offering acquisition, predevelopment, and construction loans to developers creating and preserving affordable and supportive housing, and a partner in the NYC Acquisition Fund.
- Loan size
- Contact for details
- Coverage
- All NYC
Dime Community Bank
New York bank for multifamily and commercial real estate
A New York commercial bank that finances multifamily and mixed-use properties and offers commercial mortgages, serving customers across New York City and Long Island.
- Loan size
- Contact for details
- Coverage
- All NYC
East West Bank
Commercial real estate lender with NYC branches
A large commercial bank whose real estate program offers construction, bridge, and mini-permanent financing for commercial and multi-family property — plus SBA lending — with branches in Flushing, Queens, and Manhattan.
- Loan size
- Contact for details
- Coverage
- 2 boroughs
Emerald Creek Capital
Bridge lender for commercial real estate
A bridge lender providing short-term loans secured by real estate nationwide, including New York City. Headquartered in Manhattan, with recent closings in Midtown East and Long Island City.
- Loan size
- Contact for details
- Coverage
- All NYC
Enterprise Community Loan Fund
Nonprofit CDFI for affordable housing
The certified CDFI arm of Enterprise Community Partners and one of the largest nonprofit community development loan funds in the country. Offers predevelopment, acquisition, construction, bridge, and permanent loans, with NYC-specific affordable-housing programs.
- Loan size
- Contact for details
- Coverage
- All NYC
FourLeaf Federal Credit Union
Credit union CRE lender (formerly Bethpage)
The credit union formerly known as Bethpage Federal Credit Union (rebranded FourLeaf in 2025). Its commercial real estate team finances multifamily, mixed-use, retail, and office property for investment and owner-occupied borrowers, with branches including Queens.
- Loan size
- Contact for details
- Coverage
- All NYC
Global Bank
Chinatown-founded New York commercial bank
A New York State-chartered, FDIC-insured commercial bank (since 2007) founded by Chinese-American business people, offering commercial mortgages and commercial lines of credit across all five boroughs. Headquartered in Manhattan Chinatown.
- Loan size
- Contact for details
- Coverage
- All NYC
Greystone
Multifamily and commercial real estate finance
A New York-headquartered commercial real estate finance company specializing in multifamily and healthcare lending, offering agency (Fannie Mae, Freddie Mac, FHA/HUD), CMBS, and bridge financing.
- Loan size
- Contact for details
- Coverage
- All NYC
Grow America (formerly National Development Council)
Mission-driven CDFI and SBA 7(a) lender
A nonprofit certified CDFI, formerly the National Development Council (NDC). Its Grow America Fund is a national SBA 7(a) lending program, and it runs NYC-focused programs supporting building acquisition, renovation, and equipment.
- Loan size
- Contact for details
- Coverage
- All NYC
Hanover Bank
New York community bank for commercial real estate
A New York-chartered community commercial bank (founded 2009) with an investment commercial real estate program — commercial mortgages, multi-family investor mortgages, construction, and bridge loans — and branches in Manhattan, Queens, and Brooklyn.
- Loan size
- Contact for details
- Coverage
- 3 boroughs
IDB Bank
New York commercial bank since 1949
A New York City-headquartered commercial bank whose commercial real estate team finances developers and investors across multifamily, mixed-use, office, retail, and other property types, with acquisition and bridge financing.
- Loan size
- Contact for details
- Coverage
- All NYC
Kiavi
Business-purpose loans for real estate investors
A private, non-bank lender for real estate investors offering fix-and-flip, bridge, and rental financing. Kiavi lists New York among the states where it lends, and its loans are for non-owner-occupied investment properties only.
- Loan size
- Contact for details
- Coverage
- All NYC
Leviticus Fund
Nonprofit CDFI for affordable housing
A regional nonprofit CDFI loan fund that finances affordable and supportive housing and community real estate for nonprofit developers across the NYC region. Offers predevelopment, acquisition, construction, bridge, and permanent loans.
- Loan size
- Contact for details
- Coverage
- All NYC
Lima One Capital
Private lender for real estate investors
A private lender offering fix-and-flip, bridge, new-construction, rental, and multifamily programs. Its New York page states its loans are ideal for investments across New York City's five boroughs.
- Loan size
- Contact for details
- Coverage
- All NYC
Local Initiatives Support Corporation
One of the nation's largest community development CDFIs
One of the largest CDFIs in the nation, financing construction and preservation of multifamily rental housing, mixed-use developments, and community facilities. Its NY program originates acquisition and predevelopment financing via the NYC Acquisition Loan Fund.
- Loan size
- Contact for details
- Coverage
- All NYC
Lower East Side People's Federal Credit Union
Manhattan community-development credit union
A Manhattan-based community-development credit union and CDFI offering commercial real estate loans for NYC buildings, with particular expertise in HDFC cooperatives, condominiums, and co-op buildings.
- Loan size
- Contact for details
- Coverage
- All NYC
Lument
New York-headquartered agency multifamily lender
A New York-headquartered real estate finance firm that lends directly through Fannie Mae, Freddie Mac, and HUD/FHA multifamily programs, plus balance-sheet bridge financing. It has closed New York City agency transactions.
- Loan size
- Contact for details
- Coverage
- All NYC
Madison Realty Capital
New York-based commercial real estate debt fund
A New York City-based real estate private credit manager focused on U.S. commercial real estate lending, originating loans directly across the capital stack — acquisition, transitional (bridge), and construction financing.
- Loan size
- Contact for details
- Coverage
- All NYC
Manhattan Bridge Capital
Hard-money lender for New York real estate investors
A publicly traded hard-money lender (NASDAQ: LOAN) to professional real estate investors, offering fix-and-flip, bridge, and small new-construction loans across all five NYC boroughs.
- Loan size
- Contact for details
- Coverage
- All NYC
Merchants Capital
Agency and affordable-housing multifamily lender
A bank-backed agency lender and tax-credit equity syndicator serving multifamily and affordable-housing sponsors nationwide, ranked nationally in HUD/FHA, Fannie Mae, and Freddie Mac lending. It has financed New York property.
- Loan size
- Contact for details
- Coverage
- All NYC
Metropolitan Commercial Bank
New York City commercial bank
A New York City-based commercial bank originating commercial real estate loans across office, multifamily, mixed-use, and other property types, with acquisition, construction, and renovation programs and an SBA 7(a) program.
- Loan size
- Contact for details
- Coverage
- All NYC
Modern Bank
Manhattan national bank for commercial real estate
A national bank headquartered on Park Avenue in Manhattan, providing NYC-metro commercial real estate sponsors with cash-flow-based CRE loans and bridge/transitional financing, with deals across NYC neighborhoods.
- Loan size
- Contact for details
- Coverage
- All NYC
NorthEast Community Bank
Community bank specializing in multifamily and mixed-use
A community bank founded in 1934 specializing in lending to owners and developers of multifamily and mixed-use properties. Offers construction financing, cooperative building loans, and SBA (including 504 real estate) lending across Manhattan, Brooklyn, and the Bronx.
- Loan size
- Contact for details
- Coverage
- 3 boroughs
Northwind Group
Manhattan-based commercial real estate debt fund
A Manhattan-based manager of commercial real estate debt funds that originate first and second position loans in the Greater NYC metro area, with acquisition, construction, value-add, and bridge structures.
- Loan size
- Contact for details
- Coverage
- All NYC
Piermont Bank
New York City commercial bank
A New York City commercial bank lending on commercial real estate across the Greater New York area — multifamily, mixed-use, retail, and industrial — with acquisition, refinancing, and bridge/transitional loans.
- Loan size
- Contact for details
- Coverage
- All NYC
Ponce Bank
Bronx-founded bank, CDFI, and SBA lender
A Bronx-founded bank (1960) and certified CDFI and Minority Depository Institution. Offers commercial real estate loans, construction/development loans, and SBA 7(a) and 504 programs, serving the NYC metro area.
- Loan size
- Contact for details
- Coverage
- All NYC
Popular Bank
New York commercial bank and SBA lender
A commercial bank headquartered in New York (a subsidiary of Popular, Inc.) offering real estate lending for multifamily, mixed-use, and commercial property, commercial construction financing, and SBA 7(a) and 504 loans.
- Loan size
- Contact for details
- Coverage
- All NYC
Pursuit
Nonprofit small-business lender and SBA 504 CDC
A nonprofit small-business lender founded in 1955; its SBA 504 arm is a Certified Development Company registered with the SBA as Empire State Certified Development Corporation. Offers SBA 504 and SBA 7(a) loans and states it funds NYC businesses across all five boroughs.
- Loan size
- Contact for details
- Coverage
- All NYC
Quontic Bank
NYC-founded digital bank and CDFI
A federally chartered digital bank and U.S. Treasury-designated CDFI that began as a community bank in New York City in 2009. Offers multifamily and DSCR mixed-use/multifamily investor mortgage programs using alternative income documentation.
- Loan size
- Contact for details
- Coverage
- All NYC
RCN Capital
Nationwide private lender for real estate investors
A private, business-purpose lender offering fix-and-flip, bridge, new-construction, and multifamily (5+ unit) programs. RCN states its loans are for business purposes and that it lends in most states, including New York.
- Loan size
- Contact for details
- Coverage
- All NYC
Ridgewood Savings Bank
New York mutual savings bank for commercial real estate
The largest mutual savings bank in New York State, chartered in 1921 in Ridgewood, Queens. Finances multifamily, mixed-use, office, and retail properties, serving Manhattan, Brooklyn, Queens, and the Bronx.
- Loan size
- Contact for details
- Coverage
- 4 boroughs
Roc360
Manhattan-based lender for real estate investors
A Manhattan-headquartered originator of business-purpose loans for residential real estate investors, with bridge, fix-and-flip, and rental/multifamily (DSCR) products.
- Loan size
- Contact for details
- Coverage
- All NYC
Royal Business Bank
Asian-community commercial bank and SBA lender
A commercial bank serving predominantly Asian communities (the surviving brand after acquiring First American International Bank), financing multifamily, hotel, office, and retail — purchase, construction, and refinance — plus SBA 7(a) and 504. NYC branches in Brooklyn, Queens, and Manhattan.
- Loan size
- Contact for details
- Coverage
- 3 boroughs
Shinhan Bank America
Manhattan commercial bank and SBA lender
A commercial bank headquartered in Manhattan whose commercial real estate program finances acquisition, refinancing, and renovation of apartment (5+ unit), office, retail, and hotel properties, plus SBA 7(a) lending. Branches in Manhattan and Queens.
- Loan size
- Contact for details
- Coverage
- 2 boroughs
Spring Bank
Bronx-based community bank and CDFI
An FDIC-insured community bank headquartered in the Bronx and a U.S. Treasury-certified CDFI. Offers conventional commercial mortgages and SBA 7(a) and 504 loans for owner-occupied, multifamily, and mixed-use property.
- Loan size
- Contact for details
- Coverage
- All NYC
Stormfield Capital
Direct bridge and hard-money lender for investors
An SEC-registered investment adviser and direct bridge lender for residential and commercial real estate investors, with fix-and-flip, bridge, new-construction, and multifamily value-add programs. Investment-purpose only, with funded NYC deals.
- Loan size
- Contact for details
- Coverage
- All NYC
The Community Preservation Corporation
Nonprofit multifamily lender and CDFI
A nonprofit multifamily lender and certified CDFI founded in 1974 in response to NYC housing conditions. Offers multifamily mortgage lending, construction loans, and a range of bridge products.
- Loan size
- Contact for details
- Coverage
- All NYC
TruFund Financial Services
Nonprofit CDFI for small businesses
A national 501(c)(3) certified CDFI headquartered in New York City, established in 2005. In New York it offers an SBA Community Advantage (7a) loan and a Real Estate Acquisition Program (RAP), among other small-business products.
- Loan size
- Contact for details
- Coverage
- All NYC
Valley National Bank
National bank for commercial real estate lending
A national bank with over 95 years of commercial real estate lending experience, offering permanent, construction-to-permanent, bridge, co-op, and land loans on property types including apartment buildings, mixed-use, retail, and office. It operates branches across New York City.
- Loan size
- Contact for details
- Coverage
- All NYC
W Financial
Direct private bridge lender for commercial real estate
A direct private bridge lender providing short-term, special-situation financing secured by commercial real estate. Formed in 2003 and active in the New York metropolitan area.
- Loan size
- Contact for details
- Coverage
- All NYC
Woori America Bank
New York commercial bank and SBA lender
A New York-headquartered commercial bank (since 1984, a U.S. subsidiary of Woori Bank of Korea) whose commercial mortgage program finances multifamily, mixed-use, office, retail, and more, plus SBA 7(a) and 504 lending. Branches in Manhattan and Queens.
- Loan size
- Contact for details
- Coverage
- 2 boroughs