Market intelligence
The NYC commercial mortgage market
A running picture of New York City commercial real estate debt, built from public records. We track $1M+ commercial mortgages recorded 5–10 years ago — the balloon-maturity pipeline — plus new commercial construction.
Commercial debt maturing
$62.1B
New York City · $1M+ mortgages
Commercial mortgages tracked
6,604
$1M+, business-purpose
Avg. loan size
$9M
across tracked loans
New-construction permits
2,382
commercial A1 / new building
A large wave of New York City commercial real estate debt originated 5–10 years ago is now reaching maturity. Owners of these properties will need to refinance or sell. Below is where that maturing debt sits, by borough and property type — followed by new-construction activity that signals fresh financing demand. Every figure is an aggregate from public records; no individual owner or property is identified.
Maturing commercial debt by borough
Total original loan amount of tracked $1M+ commercial mortgages, by borough.
By property type
Tracked maturing commercial mortgages in New York City by property category.
3,016 loans
2,712 loans
357 loans
265 loans
173 loans
54 loans
18 loans
9 loans
The maturity pipeline
When the tracked mortgages were originated. Commercial mortgages commonly carry 5–10 year balloon terms, so these vintages are maturing now and over the next several years.
New commercial construction
Commercial major-alteration and new-building permits on file — a leading signal of construction and bridge financing demand.
For investors & owners
Need the record for one building?
This page is the citywide picture. A Property Intelligence Report is the assembled record for a single property — its recorded financing history, ownership transfers, construction activity, and which loans are maturing now — compiled from NYC public records and delivered as a print-ready PDF.
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This page is the free, aggregate view. Capital partners get Market Intelligence Pro — the maturing-loan and permit pipeline filtered to their exact territory (borough, loan program, and deal-size band), with monthly refreshes, maturity-timing alerts, and exportable summaries.
About this data
Figures are aggregated from New York City public records — the Department of Finance ACRIS property-records database and Department of Buildings permit data, accessed via the NYC Open Data API. We track mortgages and deeds of $1 million or more. “Maturing” reflects mortgages recorded 5–10 years ago, the typical window for a commercial balloon to come due; it is an indicator, not a confirmed maturity date. All numbers here are aggregate totals — no individual owner, borrower, or property is identified. These figures are illustrative market context, not an offer, quote, or advice.