Calculator
Commercial Mortgage Calculator
Estimate the monthly payment and total cost of a commercial real estate loan, including balloon balances common in CRE.
Estimated payment
$7,228.07/mo
- Monthly payment
- $7,228.07
- Annual debt service
- $86,737
- Total interest (full amort.)
- $1,168,421
- Balloon due at year 10
- $791,802
Balance remaining when the term ends and the loan must be refinanced or repaid.
How commercial mortgage payments work
Commercial mortgages are often amortized over 25–30 years but come due (mature) in a shorter term— commonly 5, 7, or 10 years. That means the monthly payment is calculated as if you'll take decades to pay it off, but a large balloon balance is due when the term ends, at which point most borrowers refinance. Adjust the term and amortization above to see how the balloon changes.
Estimates only. Actual payments depend on the lender, rate structure (fixed vs. floating), fees, and credit approval.
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