SBA 504 Loan in The Bronx
Long-term, fixed-rate financing for major fixed assets. Financing commercial real estate across The Bronx — from South Bronx, Mott Haven, Fordham and beyond.
- Rates from
- 7.9%*
- Typical term
- 10–25 years
- Min amount
- $125K
- Max amount
- $20M
SBA 504 Loans for The Bronx commercial property
The SBA 504 program pairs a bank loan with a CDC (Certified Development Company) loan to finance owner-occupied commercial real estate and large equipment. Borrowers benefit from long, fixed-rate terms and low down payments — often just 10%. It's ideal for established businesses buying or building their own facility.
In The Bronx, strong multifamily and mixed-use fundamentals with active development in the South Bronx and along the waterfront. We introduce owners and investors financing these assets to the capital partner covering The Bronx and SBA 504 deals — no cost, no obligation.
Best for
- Buying your own building
- Ground-up construction
- Large equipment
* Rates and terms shown are indicative and vary by lender, borrower, and property. Not a commitment to lend. Subject to credit approval.
SBA 504 lenders serving The Bronx
6 lenders in our directory finance SBA 504 deals in The Bronx.
Business Initiative Corporation of New York
SBA-approved Certified Development Company
A Certified Development Company (CDC) authorized by the U.S. Small Business Administration to provide SBA 504 financing. Based in the Bronx and lending across New York State.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- All NYC
NorthEast Community Bank
Community bank specializing in multifamily and mixed-use
A community bank founded in 1934 specializing in lending to owners and developers of multifamily and mixed-use properties. Offers construction financing, cooperative building loans, and SBA (including 504 real estate) lending across Manhattan, Brooklyn, and the Bronx.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- 3 boroughs
Ponce Bank
Bronx-founded bank, CDFI, and SBA lender
A Bronx-founded bank (1960) and certified CDFI and Minority Depository Institution. Offers commercial real estate loans, construction/development loans, and SBA 7(a) and 504 programs, serving the NYC metro area.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- All NYC
Popular Bank
New York commercial bank and SBA lender
A commercial bank headquartered in New York (a subsidiary of Popular, Inc.) offering real estate lending for multifamily, mixed-use, and commercial property, commercial construction financing, and SBA 7(a) and 504 loans.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- All NYC
Pursuit
Nonprofit small-business lender and SBA 504 CDC
A nonprofit small-business lender founded in 1955; its SBA 504 arm is a Certified Development Company registered with the SBA as Empire State Certified Development Corporation. Offers SBA 504 and SBA 7(a) loans and states it funds NYC businesses across all five boroughs.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- All NYC
Spring Bank
Bronx-based community bank and CDFI
An FDIC-insured community bank headquartered in the Bronx and a U.S. Treasury-certified CDFI. Offers conventional commercial mortgages and SBA 7(a) and 504 loans for owner-occupied, multifamily, and mixed-use property.
- Loan size
- Contact for details
- Rates from
- On request
- Closes in
- Varies
- Coverage
- All NYC